MYFOS SOFTWAREThe core banking app for microfinance.
Run your clients, loans, savings and accounting on one secure, multi-tenant platform, and give your customers a Mobile App and Internet Banking that talk to the same core. TREM also builds school, HR and payroll, hotel, real estate and agriculture software, and custom software for any operation.
Screens shown with demonstration data.
clients in one demonstration institution (scale test)
transactions in the same scale test
Dashboard, Mobile App and Internet Banking
many institutions, each fully isolated
One platform. Every channel.
The MYFOS dashboard for your staff, and the Mobile App and Internet Banking for your customers, all running on one secure core banking system.
Head-office overview
Total clients, loan portfolio, savings balance and today's activity at a glance.
Screens shown with demonstration data.
Everything a microfinance institution runs on, in one system
MYFOS was designed by people who have run microfinance operations, then rebuilt for scale on a modern Go and PostgreSQL engine.
Many institutions, one platform
MYFOS is multi-tenant. Every institution gets its own isolated data, users, branches and branding on one secure system.
Built to scale
A Go and PostgreSQL engine, tested with a demonstration institution of 990,000 clients and more than 4.6 million transactions.
Complete microfinance core
Clients, groups, loans, savings, accounting, transfers, teller and vault, payroll and HR, all in one place.
Digital channels included
A Mobile App and Internet Banking run on the same core, so customers see live balances and staff see every transaction.
Security you can explain to a regulator
Roles enforced on the server, a full audit trail, password rules with lockout, and two-factor authentication.
Numbers you can trust
Dashboards and reports are calculated on the server, so the figures on screen match the books.
TREM Business Solution signs a mobile banking agreement with DMDI
DMDI will offer its customers a mobile banking app built by TREM on the MYFOS core. The same core also powers a new Internet Banking channel, which is now in user acceptance testing.
We build all manner of software, not only core banking
Beyond MYFOS, TREM builds ready-to-use systems for schools, HR and payroll, hotels, real estate, agriculture and more. If your operation is not listed, we will design it for you.
School Management System (SMS)
Schools and colleges
Human Resource Management and Payroll
HR and payroll
Hotel Management ERP
Hotels and guest houses
Real Estate and Property Management System (NREMS)
Property and estates
Agricultural Enterprise Platform
Farms and agribusiness
Hospital Management System
Hospitals and clinics
Agro-Veterinary Management
Livestock and veterinary
Church Management System
Churches and ministries
Do not see your operation? We will build it.
TREM builds custom software to support any operational activity: your sales, stock, logistics, field teams, approvals, billing, records or reports. Tell us how your work runs today and we will design the system around it.
Technology services around the core
Beyond MYFOS, TREM builds and looks after the systems your institution depends on.
Core banking software
MYFOS SOFTWARE for microfinance banks, institutions, cooperatives and savings groups.
Mobile and Internet Banking
Customer channels connected live to your core banking system.
Custom business software
Web systems for your own processes, from design to maintenance.
Servers and cloud
Hosting, backups, monitoring and migrations you can depend on.
Cybersecurity
Security reviews, hardening and staff awareness for your systems.
IT consulting
Technology planning for institutions that are growing or going digital.
Built by someone who has run microfinance technology
TREM was founded by Emmanuel Ernest Robinson, a former Head of IT at LAPO Microfinance Bank in Sierra Leone. He built MYFOS to give African institutions a core banking system that fits the way they really work, from group lending to branch reporting.
Ready to see MYFOS running for your institution?
Book a live walkthrough. We will show you the dashboard, the Mobile App and Internet Banking with your own scenarios.